Bank

Every payment, in its place.

Connect your bank and Netto books every payment: matched to its invoice or receipt, with the right category and VAT. You only look at what Netto can’t place.

Today from your bank

SNStudio NoordInvoice 2026-032 paid+ € 1,210.00Matched
KPNPhone · with receipt− € 45.00Matched
BEBelastingdienstVAT for Q3− € 3,912.00Matched
Albert HeijnBusiness or private?− € 12.80?

Every payment matched

A client pays and the invoice closes. You pay a supplier and the receipt is linked. Paying the Belastingdienst? It goes to that quarter’s VAT, not to your costs.

Tell it once

Is a payee private, or only partly business, like your phone? Answer once and Netto remembers it for every payment after.

Missing receipts, found

Netto asks for the receipt behind a purchase and links it as soon as it arrives by email, WhatsApp or the app. Until then, no VAT is reclaimed on it.

Your bank, or a statement

Connect through your bank’s own secure login. Netto can only read your transactions, never move money. Rather not connect? Upload a statement (MT940 or CAMT.053).

How it works

  1. 1Connect your bank

    Log in with your own bank; Netto gets read-only access.

  2. 2Netto books every payment

    Matched to invoices and receipts, with category and VAT.

  3. 3You check the few it asks about

    Business or private, a missing receipt, and that’s it.

Questions, answered.

Can Netto move my money?

No. Bank access is read-only, through a European licensed provider: Netto sees your balance and your transactions, and can never make a payment.

Which banks can I connect?

The Dutch banks freelancers use, like ING, Rabobank, ABN AMRO, bunq, Revolut and Knab, and many banks elsewhere in Europe. If yours isn’t there, upload a statement instead.

I use my business account for private things too. Is that a problem?

No. Mark a payment as private and it stays out of your costs and your VAT. For mixed costs, give the business share once and Netto remembers it.

What about refunds?

Pick the purchase the refund belongs to, and its cost and VAT are corrected.

Start with this quarter.

Join the waitlist