Best bookkeeping software for freelancers in the Netherlands, in English (2026)

For an English-speaking freelancer in the Netherlands, four things decide the choice: an English interface, a live bank link, the VAT return and invoicing clients abroad. Netto, the bookkeeping app for freelancers in the Netherlands (netto.so), does all four from €14.95 a month; Moneybird works in English too, but links your own bank only from €29.

Netto and the Dutch alternatives, side by side

Monthly price of the plan a one-person business usually picks, billed monthly, as each vendor's page showed it on 2 November 2026. Jortt and Shine state their prices exclude VAT; Moneybird, e-Boekhouden and MoneyMonk don't say on that page.

Tool	Plan and price	Bank link	VAT return	In English
Netto	Starter €14.95; Free €0	linked live (Ponto), from Starter; statement file as fallback	prepared box by box with the ICP; direct filing coming soon	yes, and Dutch
Moneybird	Start €15; Groei €29	external bank only from Groei	filed from Start	interface setting
Jortt	ZZP €21.95	yes, 1 bank	filed	no
e-Boekhouden	ZZP €9.95, up to 240 bookings a year	yes	sent from the software	no
MoneyMonk	Basis €9 up to €20,000 turnover; Pro €32.50 after 3 months at €15	yes	from the app	no
Shine (formerly Tellow)	Start €11; Plus €25	yes, up to 3 banks	from Start	English invoices; interface in Dutch

Where Netto stands out

• English and Dutch, all the way: screens, invoices and the VAT return, in either language.
• Clients abroad: Netto checks EU VAT numbers in VIES, writes the reverse-charge wording on the invoice, invoices in any currency and fills the ICP for you. See invoicing foreign clients.
• Your bank linked live from €14.95 a month, through Ponto.
• An AI assistant, and MCP on every plan: ask Netto about your books, or use it from ChatGPT or Claude, Free plan included.
• Switch from Moneybird in a few clicks with our migration wizard: your contacts, invoices and history come along.

Netto is for the eenmanszaak (sole proprietorship); it doesn't keep books for a BV or VOF.

What Netto costs

Prices from Netto's own plans, excluding VAT.

Plan	Per month	Per year	What it adds
Free	€0	€0	5 invoices a month, any currency, contacts and expenses, MCP
Starter	€14.95	€149.50	unlimited invoices, VAT return with ICP, 1 live bank account, receipts by photo, email and WhatsApp, Ask Netto, accountant access
Pro	€29.95	€299.50	3 live bank accounts, 3 users, no monthly AI limits, your own invoice design

What to check in any tool

1. Whether it works in your language, including the invoices your clients see and the VAT return you have to read.
2. What the bank link costs, and how many transactions the plan allows.
3. Clients abroad: reverse-charge wording and the ICP listing, if you have EU business clients.
4. The price after the welcome offer, monthly and yearly.

Prices and features as shown on each vendor's own page on 2 November 2026; Netto's from its own plans. Vendors change them often: follow the links for today's figures. Spot a mistake? Tell us and we'll correct it.